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“Bull markets are born on pessimism, grow on skepticism, mature on optimism, and die on euphoria...”

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 Welcome to TSP Smart & Vanguard Smart!  Keeping your funds safe is our top priority. 

 

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Ludwig von Mises penned: “There is no means of avoiding the final collapse of a boom brought about by credit expansion. The alternative is only whether the crisis should come sooner as the result of voluntary abandonment of further credit expansion, or later as a final and total catastrophe of the currency system involved.”


Market Commentary

1 June 2023



Seasonal Investing


Updates and Alerts

(copies of e-mail alerts)


Current Allocations

9 March 2023


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The Far Side" by Gary Larson. | Witze

Smart (Full Access Members)


Access Update

30 May 2023


The Smart Bird Reads

Articles of Interest


TSP F fund Seasonal Pattern

for retirees and low-risk investors




About our Almanacs Side-by-side view of TSP C/S/F funds (S&P 500 / Small Caps / Fixed Income) daily seasonal tendencies based on the trading day of each month.  Allows you to identify days of seasonal strength or weakness based on flows of money into and out of the market. Our almanacs separate bull and bear markets data.

 

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Financial Planning Links


National Institute of Transition Planning, Inc. eNewsletter Archives

An independent educational corporation providing transition seminars on federal retirement transition planning to include articles on TSP, FERS, healthcare insurance, disability, etc. 


Investor.gov

U.S. Securities and Exchange Commission's (SEC) website covering investing basics, investor alerts, publications, and working with investment advisers

 

Federal Employee Benefits Advisor Scam

Company used retirement benefits seminars to lure investors into his Ponzi scheme

 

BrokerCheck by FINRA 

Check our your broker here.  FINRA is the Financial Industry Regulatory Authority.


Finra Investor Homepage

FINRA is dedicated to investor protection and market integrity through effective and efficient regulation of the securities industry.

  

Real-time proxies for TSP funds

Click on Symbol for chart

Almanac Level



About our Almanacs


 

Almanacs



4-year Presidential Cycle



2023


Combined Jan - Apr


Combined Apr - July


2022


Combined July - Oct


Combined Oct - Dec



almanacs include


SP500 index

(TSP C Fund)

large cap stocks


US non-SP500 index

(TSP S fund)

US small cap stocks


TSP F fund

Barclay's US 

aggregate bond index


Options Expiration Price Progressions

now incorporated in 

combined Almanacs




OpEx Seasonals


 

Trading Models 

 

 S&P 500 Turn-of-the-Year

TSP C Fund

 

TSP S Fund Turn-of-Year

VXF ETF 

 

Cherry Picking

 

 

  

 

I know, I know ... it looks too good to be true 

  

TSP investing results

 

View Results 

Common links

 

Vanguard Account

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Treasury Direct Log in

 

DoD

  

DCPAS (Defense Civilian)

 

MyPay     Tricare

 

Federal

 

OPM.Gov     OPM retirement  

DIY Research 

This website provides a commercial service and is not affiliated with the Thrift Savings Plan administration.  Recommendations are based on our best judgment and opinions but no warranty is given or implied.  Past performance does not guarantee future performance or prevent losses.   All readers and subscribers agree to this website's Terms of Use and Investment Disclaimer.   Copyright © 2011-2023 Ravenstone Research Inc.  All Rights Reserved.  






























 

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