About Me

Free

I. Best TSP Allocation

II. TSP Funds to avoid

III. Best TSP Fund

IV. Best TSP Allocation in 2020

TSP F Fund 2020

About Lifecycle Funds

TSP G fund

TSP F fund

TSP C fund

TSP S fund

TSP I fund

Members

TSP Retirement Strategy

Compare equity funds

Low Cost ETF guide

Our Free

Seasonal Guides

Sell in May

 

Triple Witching Effect on Index Funds

 

Santa Claus Rally

 

The January Effect

 

FOMC Price Pattern

  

Investor Library

Monopolies Rule

Why I repeat myself when writing

American Investment in the 21st Century

SENATOR MARCO RUBIO

How Central Banking Increased Inequality

Excellent

Japan is already doing MMT

What's Coming Next

Hussman GVA valuation model

compare to

Hussman on the Fed Model

Hussman on Ponzi Economy

Fed: Risk is Contained 2019

Plunge Protection Team

Warren Buffets Bet

Dollar-Cost Averaging is not an Investment Strategy

Inflation, COLAs & the Economy

Kevin Warsh quotes

IMF Financial Instability Report 2017

 

 Welcome to TSP Smart & Vanguard Smart Investor!  Keeping your funds safe is our top priority. 

 

About    Our Levels of Service    Contact Us 

About Our Allocation Models   About our Almanacs   

  Join Now  

for email warnings

All Members

Market Commentary 

12 August 2020

Sy Harding STS Tracker

Summer 2020 Results Posted

Low Risk Funds Today 

Updates and Alerts

(copies of e-mail alerts)

Current Allocations

Members: If you did not see the most recent e-mail posted on the Updates and Alerts link, check your spam settings and add our e-mail address to your e-mail settings!!! 

Full Access Members 

Interim Updates

12 August 2020

The Smart Bird Reads

Articles of Interest

the rest of the story

TSP F fund Seasonal Pattern

for retirees and low-risk investors

About our Almanacs Side-by-side view of TSP C/S/F funds (S&P 500 / Small Caps / Fixed Income) daily seasonal tendencies based on the trading day of each month.  Allows you to identify days of seasonal strength or weakness based on flows of money into and out of the market. Our almanacs separate bull and bear markets data.

 

 

 

Perspectives Blog

Financial Planning Links

National Institute of Transition Planning, Inc. eNewsletter Archives

An independent educational corporation providing transition seminars on federal retirement transition planning to include articles on TSP, FERS, healthcare insurance, disability, etc. 

Investor.gov

U.S. Securities and Exchange Commission's (SEC) website covering investing basics, investor alerts, publications, and working with investment advisers

 

Federal Employee Benefits Advisor Scam

Company used retirement benefits seminars to lure investors into his Ponzi scheme

 

BrokerCheck by FINRA 

Check our your broker here.  FINRA is the Financial Industry Regulatory Authority.

Finra Investor Homepage

FINRA is dedicated to investor protection and market integrity through effective and efficient regulation of the securities industry.

  

Members w/ Almanac Access

About our Almanacs

 

Almanacs

4-year Presidential Cycle

new

2020

Combined Jan - Apr

Combined Apr - July

Combined July - Oct

Combined Oct - Dec

almanacs include

SP500 index

(TSP C Fund)

large cap stocks

US non-SP500 index

(TSP S fund)

US small cap stocks

TSP F fund

Barclay's US 

aggregate bond index

Options Expiration Price Progressions

now incorporated in 

combined Almanacs

OpEx Seasonals

 

Trading Models 

 

 S&P 500 Turn-of-the-Year

TSP C Fund

 

TSP S Fund Turn-of-Year

VXF ETF 

 

Cherry Picking

 

 

 

I know, I know ... it looks too good to be true 

  

 

View Results 

Common links

 

Vanguard Account

 

TSP GOV Account

(Our Logon is in the  header)

TSP GOV Share Price

 

DoD

  

DCPAS (Defense Civilian)

 

MyPay     DTS      Tricare

 

Federal

 

OPM.Gov     OPM retirement  

DIY Research