Professional allocation advice grounded in history not hype

TSP Smart®
   & Vanguard Smart Investor

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“Bull markets are born on pessimism, grow on skepticism, mature on optimism, and die on euphoria...”

TSP Smart is independent & not affiliated with the TSP, Thrift Savings Plan, tsp.gov or any U.S. government agency or the military.

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 Welcome to TSP Smart & Vanguard Smart!  Keeping your funds safe is our top priority. 

 

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Access Update

21 July 2024


The Smart Bird Reads

Articles of Interest


TSP F fund Seasonal Pattern

for retirees and low-risk investors



About our Almanacs Side-by-side view of TSP C/S/F funds (S&P 500 / Small Caps / Fixed Income) daily seasonal tendencies based on the trading day of each month.  Allows you to identify days of seasonal strength or weakness based on flows of money into and out of the market. Our almanacs separate bull and bear markets data.

 

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Financial Planning Links


Investor.gov

U.S. Securities and Exchange Commission's (SEC) website covering investing basics, investor alerts, publications, and working with investment advisers

 

Federal Employee Benefits Advisor Scam

Company used retirement benefits seminars to lure investors into his Ponzi scheme

 

BrokerCheck by FINRA 

Check our your broker here.  FINRA is the Financial Industry Regulatory Authority.


Finra Investor Homepage

FINRA is dedicated to investor protection and market integrity through effective and efficient regulation of the securities industry.

  

Almanac Level


About our Almanacs

Almanacs


4-year Presidential Cycle


2024


Combined Jan - Apr


Combined Apr - July


2023


Combined July - Oct


Combined Oct - Dec


almanacs include


SP500 index

(TSP C Fund)

large cap stocks


US non-SP500 index

(TSP S fund)

US small cap stocks


TSP F fund

Barclay's US 

aggregate bond index


Options Expiration Price Progressions

now incorporated in 

combined Almanacs

OpEx Seasonals


Trading Models 

 

 S&P 500 Turn-of-the-Year

TSP C Fund

 

TSP S Fund Turn-of-Year

VXF ETF 

 

Cherry Picking

 

 

  

 

I know, I know ... it looks too good to be true 

  

TSP investing results

 

View Results 

Common links

DIY Research 

This website provides a commercial service and is not affiliated with the Thrift Savings Plan administration.  Recommendations are based on our best judgment and opinions but no warranty is given or implied.  Past performance does not guarantee future performance or prevent losses.   All readers and subscribers agree to this website's Terms of Use and Investment Disclaimer.   Copyright © 2011-2023 Ravenstone Research Inc.  All Rights Reserved.  






























 

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