A professional allocation timing service

TSP Smart Investor& Vanguard Smart Investor

what we do for you  

Bell S-Fund Outperforms

The simple act of missing the half of each year that is historically weak for the stock market leads to one of the few strategies that beats passive buy and hold. 


It is as simple as it sounds - an advanced Sell-in-May strategy originally optimized for the Government TSP funds.


If you stop chasing short-term returns  you can beat buy & hold significantly over the course of the full market cycle (bull and bear markets) as seen in the chart.  


You can read about the results of the strategy on each fund using the best TSP strategy.  


For as low as $85/year you can become a TSP & Vanguard Smart Investor and invest smart and safe.  We offer three levels of service.  Scroll down to see what you get.



TSP Allocation Advice for Serious & Reluctant Investors  

 

  No more guessing - know when to get in and out
                                                            for as low as $85 year 
                                                                                (annual renewals $75 thereafter)

 

  • Receive simple-to-execute allocation change e-mail alerts
  • Only requires 2 allocation adjustments per year with our lowest priced service
  • Also recieve access to at least two summary reports per year on the markets
  • Designed for all investors so you can focus on what matters in your life and not the markets

 

 

 

  Know when to sit out Bear markets

 

  • On average a new bear market begins every five years
  • The average bear market loss is 38% - the last two lost 48% and 56%
  • It takes a 100% gain to regain a 50% bear market loss
  • The financial news is most bullish at market tops and bearish at market bottoms
  • All levels of membership receive special alerts based on our market cycle indicators

 

 

 

 

  Stop the noise - focus on market leading indicators

 

  • Online Situation Reports – Tracking market leading indicators
  • Interim Updates – Market updates as required to market indicators and risks
  • Special Alerts – When our market indicators indicate caution and time to exit the market
  • For investors who want more information but without the noise

 

 

  Increase your trading percentages with our Almanacs

 

 

         

  • See the daily seasonal tendencies of your index funds with win-loss records 

                              S&P 500 index  (TSP C fund)

                              Small & Mid Cap fund (TSP S fund)

                              Fixed Income Fund  (TSP F fund)

  • Boost your returns with low risk seasonal cherry picking trades
  • We broke out the bull market years from the bear years and it changed core seasonal myths
  • For serious investors who like to make their own trades

full service for less than the price of a cappuccino a week  

 

 

 


  


 

Need more information?

 

  

Visit our Levels of Service

 

 or

 

Our Results


 or

 

Improving your returns



or one of out free guides such as the



Santa Claus Rally





and don't forget to follow our blog at

 

TSP & Vanguard Smart Perspectives

  

 

 



 A sample of our alerts


our 18 August 2015 interim update warned ... 

Market internals remain weak and have for some time.  Aversion to risk as measured by credit spreads in the bond market have now reached levels that historically been met with significant market corrections ... in the stock market within weeks.

 

our members avoided significant losses...


 


again in our 14 December 2015  Special Timing Report we warned...

 

 ...our risk aversion indicators are indicating a potential market crash anytime in the next few weeks...


 

what Wall Street does for you ...

 

Wall Street ‘experts’ have missed every stock market crash in 20 years   Market Watch

 

  

Did your financial adviser warn you?  If so, keep them, otherwise keep reading.

 

This website provides a commercial service and is not affiliated with the Thrift Savings Plan administration.  Recommendations are based on our best judgment and opinions but no warranty is given or implied.  Past performance does not guarantee future performance or prevent losses.   All readers and subscribers agree to this website's Terms of Use and Investment Disclaimer.   Copyright © 2011-2017 Ravenstone Research Inc.  All Rights Reserved.  

 

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